Educational Blog

91 POSTS

The Workplace Efficiency Contrast

At its most basic level, efficiency is the measure of worth delivered divided by the measure of expense (or time) required to do an activity. This condition appears to be sufficiently straightforward at first glance, the procedures for upgrading it have advanced dramatically in the course of the most recent two decades. Innovation has empowered enormous individual profitability picks up — PCs, spreadsheets, email, and different advances have made it feasible for a learning specialist to apparently create more in a day then was beforehand conceivable in a year. It’s enticing to reason that, if people can do their work much better and speedier, general efficiency must take off.

But there’s an issue. U.S. government information proposes general work profitability has just grown 1-2% every year amid the tech blast. With trillions online amid this day and age, that is a hard number to believe. My solid speculation is that we’re concentrating on the wrong sort of efficiency — and, thusly, the wrong sort of administration. For reasons unknown, undertaking profitability is not the same as simply the total of individual efficiency. This distinction matters. A ton.

VoloMetrix worked with a multi-billion dollar innovation firm, where most of the organization’s income gets through an extensive biological system of accomplices (e.g., affiliates, producers, and so forth.). They have delighted in solid development for a long time, however as of late settled on the choice to put more accentuation on becoming beneficially as opposed to simply developing. Something that they needed to comprehend was the expense of dealing with their accomplice environment – they had a speculation that there may be approaches to do as such all the more productively.

They started by giving VoloMetrix a rundown of around 700 representatives that they accepted spoke to the number of inhabitants in accomplice confronting parts over their association. They requesting that we affirm that these representatives were surely accomplice confronting, and to fill them in as to whether they missed anybody.

It turns out they were somewhat off on the representative populace included. Actually, around 7,000 representatives straightforwardly connected with accomplices for no less than one hour for every week through the span of a year. Around 2,000,000 hours of time were spent in these immediate accomplice associations (messages, gatherings). This compares to around $200M of representative time every year, which does exclude any of the inner discourses or arrangements.

This is a major number. More awful, it’s a request of greatness greater than what organization administration had anticipated. In actuality, they did not understand how their workers were by and large investing their energy with respect to one of their single most vital income creating exercises.

Then VoloMetrix took a look at how the company was doing as a whole. Through many measurements they came to the conclusion that as a company they were losing out on opportunities and note working productively.

Be that as it may, here’s the rub: the vast majority of the workers at the organization were doing their job and, from every angle, doing them well. From an individual administration point of view, they were exceedingly beneficial, yet from a hierarchical viewpoint their efficiency was successfully zero or negative. Administration had a notion that they may miss open doors, yet they belittled the issue by a request of extent. This is a prime case of why measuring singular efficiency all alone is not effective.

To truly enhance profitability — and to speak the truth about what it implies — you first need to pick up a level of hierarchical mindfulness to comprehend what work really drives esteem at your organization, and after that immediate representatives towards these assignments. This is entirely direct for manual work (e.g., sequential construction systems), however to a great degree complex with regards to learning work. Information work completes through systems of people cooperating with every now and again changing objectives and differing degrees of setting. The numerous extraordinary profitability improving innovations referenced before (email and different advances) really add to making this undertaking significantly more unpredictable, as they’ve empowered organizations to end up always disseminated, worldwide, and continuous. By what method would you be able to really comprehend what your representatives are doing at an endeavor level in the event that you depend on an arrangement of in reverse looking, unyielding money related and working measurements conveyed to you week by week, if not month to month or quarterly?

To be clear, singular efficiency is regularly a commendable objective. Be that as it may, pioneers likewise need to quit contemplating efficiency at an individual — or even group — level. It’s an ideal opportunity to begin moving to a hierarchical mentality and set of devices that can give full perceivability into what work is really completing in total, and where it does (or doesn’t) make esteem, be that as it may you characterize it. Drawing nearer administration along these lines will require new methodologies and won’t generally be simple, however the innovation firm illustration demonstrates that profound comprehension of what’s truly happening everyday will probably impact corporate structures, procedures, and groups (surely, the organization being referred to is reconsidering this as well).

A definitive — but hard to-accomplish — objective is a vast association in which all learning laborers have full connection, instruments, and backing to center their time on the greatest quality drivers of the business without being hindered by overhead and organization. That is energizing not just for the genuine efficiency picks up that will come about at a hierarchical level, additionally for every worker who will at long last have an unmistakable feeling of what makes a difference and how to be fruitful. An organization will realize that they’ve accomplished this state when individual efficiency picks up really do signify endeavor ones.

So You Are Going to Your Dream School: Now What?

Picking a school is a tremendous undertaking, with numerous late evenings spent rounding out online applications, asking for transcripts and letters of recommendation, and composing those dreaded individual essays. Yet, you watch out for the prize, thinking once you have picked the right school for you, all that anxiety will blur away . . .

But that isn’t the way it works.

The move from secondary school to your preferred university can be distressing as well. Yet, I’m here to help you take that anxiety and direct it with a specific end goal to end up a gainful, upbeat, and a solid supporter to your new school or college. It’s truly not that hard. It’s entirely fun! So strap yourself in and get prepared.

Let’s look at the earliest starting point.

You have picked your school. You’ve presented your housing information, rounded out a roommate survey, and selected your meal plan. Possibly you’ve even gotten letters or messages from your counselor. You’re prepared to make the move from secondary school to college. All in all, now what?

Orientation is an extraordinary approach to bounce into your new environment. Most schools and colleges have summer programs that unite every single new student for a day or so to break the ice as well as provide some information, so you aren’t overwhelmed when you start classes. Actually go to your Orientation! This is your school’s method for helping you become successful- take advantage of it! You won’t succeed in that move unless you recognize what’s in store. That is the thing that Orientation is about.

You’re in school now

Trust it or not, a great many people will think of you as a grown-up now, which can be startling in light of the fact that with this “grown-up” name comes obligation. Your obligation. Teachers may give you assignments, however they can’t generally let you know what to do. You have a phenomenal level of flexibility, without any guardians, no kin—hold up, no guardians?! Who will let you know when to get up? At what point to go to class? When your assignments are expected? Yes, these new obligations can be a distressing part of the move, yet undergraduates have demonstrated over and over that they can survive it. You will as well!

Time management is your companion

It’s truly basic: If you grasp time management, you will be fruitful as an college student. On the off chance that you don’t, well, you can think about what will happen. So what does “time management” truly mean? It’s fundamentally taking a gander at all your assignments, occasions, and obligations and after that arranging your time appropriately.

A dependable guideline: for consistently in the classroom, you ought to anticipate three hours of considering outside the classroom. This is dislike secondary school where you may have had the capacity to look it over the prior night and breeze through a test or exam. School exams come maybe just twice a semester, which implies they cover a great deal. In the event that you don’t stay aware of the material and figure out how to deal with your time, those exams could end up being dangerous. You don’t need that to happen.

More cash, more issues

Money related obligation is an entirely new idea for most understudies transitioning from secondary school to school, particularly with regards to paying for educational cost. FAFSA, Perkins Loans—these terms may not mean anything to you now, but rather trust me, they will.

A portion of your new obligations as an undergraduate is to be fiscally fit and not mishandle any money related guide or different assets you may get. Students in some cases see the need to take out more cash in loans than should be expected so they can utilize it for individual costs in school. This is not a smart thought, since six months after graduation—work or no occupation—you need to begin paying that cash back. In the event that you, as most understudies, need to take a loan or two out to make a decent living, that is fine, however don’t try too hard. Keep in mind to think long haul. Be fiscally capable now so you will have the capacity to pay your obligations after graduation.

An alternate sort of “social obligation”

School is social. Secondary school was as well, yet in school your kindred understudies can be a shockingly essential and persuasive piece of your life. They will help you in study bunches or with coaching. They will be your emotionally supportive network when your family and main residence are hundreds or a huge number of miles away. They will even enter the workforce with you as your associates and expert system for a considerable length of time to come.

You have to put yourself out there and be social to profit from encompassing yourself with steady students, teachers, and other staff. Try not to be reluctant to acquaint yourself with workforce, staff, or older students, particularly toward the start of your school experience. Exploiting your school’s network is another new obligation on your plate, but it can be fun!

You will be unable to recollect everybody’s names that first week of school, but don’t worry you are not alone in this one. Don’t be afraid to ask again when you run into that teacher or student in the food court. When you turn into an upperclassman, you’ll have the chance to acquaint yourself with those timid rookies you see coming in the following couple of years. It will be dependent upon you to make them feel comfortable in their new environment.

It will overpower now and again. You will meet individuals from new places, new foundations, new ethnic gatherings, and new religions. You will meet individuals who move you—and not generally positively—and individuals you will wish you had met years before. Keep in mind, each new individual is another open door. You simply don’t understand it yet. Be that as it may, you will.

Don’t sweat the little stuff

Keep in mind those words. Live them. You will encounter such a variety of marvelous things once you leave secondary school, you won’t ever need to backpedal—and you won’t recall the little stuff that disturbed you. Your school experience will involve a portion of the best times of your life, recollections you will convey with you for quite a while. Simply remember these tips, and your move will be a win!

Observing College Students From A Distance

Shy of subtly moving to a nearby apartment, what can guardians do to watch a child or little girl living far from home? The age-old wisdoms: Call consistently, organize visits home at whatever point conceivable and visit your adolescent more often than just on Parents’ Day might be overwhelming for your child as they are going through this transition. Listen to your child and what they need. If you want more of a contact with them, connect with their suitemates or roommates parents. You are all going through this together and it is nice to be able to talk to people in a similar situation.

In the event that you think that your adolescent is experiencing issues adjusting to school (yearning to go home, for instance, is regular among understudies living far from home surprisingly), urge him or her to address an advocate at the university wellbeing administration. In case you’re really agonized over his welfare, decide yourself and solicit a psychological well-being expert to gain insight and even to visit your adolescent or welcome him to come home to talk.

The Transition from High School to College

Scholastically, the progression up from secondary school to school isn’t as steep as past moves may have been. Unless a student goes up against an abnormally overwhelming course load, the requests aren’t notably significant.

What is distinctive, and what can trip up first-year university students, is the environment in which learning and concentrating is now occuring. School bears youngsters a level of self-sufficiency they’ve never experienced. Furthermore, in the event that they’re going to a school far from home, they don’t have Mom and Dad standing outside their room as a way to encourage them to go back inside to concentrate on studying for tomorrow’s midterm exam. Most students have the self-control to make the alteration without an excessive amount of trouble, however others get cleared up in the social spin of school life.

Kids can go downhill or drop out in light of the fact that they can’t get sorted sufficiently out to disregard the party on a Sunday evening and go to the library like should. It is all about time management.

Schools, perceiving the potential risks of adolescents living all alone normally demand that new students spend their first year or two living in the on campus housing. A recent report from the Harvard School of Public Health painted an aggravating representation of liquor misuse among U.S. undergrads. Forty-two percent were found to enjoy hitting the bottle hard, which is characterized as expending five beverages in one sitting for men, and four beverages for ladies.

By a long shot, the most elevated rate of over the top drinking was among club and sorority individuals: a stunning 84 percent. The second most elevated rate, 54 percent, was among school competitors. Third most noteworthy were understudies living in coed quarters: 52 percent. Curiously, the rate of hitting the bottle hard among understudies living in off-grounds lodging or in single-sex quarters was lower than the general normal: 40 percent and 38 percent, separately.

These numbers aren’t insignificant. When you start to make your transition to college, remember everything in moderation and your studies come first. Manage your time well, everything in moderation, and remember to have fun.

 

Learn how to be a Great Leader

All through history, much has been composed about being a leader. Antiquated Chinese military general and “Art of War” creator Sun Tzu depicted a pioneer as someone who “cultivates the moral law, and strictly adheres to proper methods and discipline.” Historian Thomas Carlyle says pioneers were conceived and not made, while English savant Herbert Spencer contended that leaders were the consequence of the general public in which they existed.

The decades after brought endless studies and research reports that revealed a wide assortment of abilities, styles and qualities, with analysts distinguishing particular leadership qualities.

With these varying beliefs, unmistakably there’s no single meaning of leadership. What works for one pioneer may not work for another. It is contingent upon the circumstances and identity sort. In any case, one thing almost every scholastic, history specialist and even leaders concur upon: A genuine pioneer must have the capacity to motivate his or her group.

Business News Daily talked with current business pioneers about what administration intends to them, and how pioneers can accomplish a definitive objective of moving others.

Leaders can get the best out of individuals. Today’s top leaders are steady with their methodology, get their hands messy and make an organizational culture that will keep going long after he or she [has left]. ‘Safe places’ are verging on nonexistent under solid authority, in light of the fact that every colleague is pushed to their maximum capacity. Incredible leaders additionally contract and rouse other extraordinary leaders, whom they trust, to do the organization mission and impart a feeling of reason that touches every last staff part.

Administration is about giving and serving. It is desolate at the top, yet that is no reason for not giving liberally of your time, your experience and your consolation to your group — and failing to expect any of that consequently. You are the individual in the one of a kind position of finding or revealing qualities in individuals, utilizing them and praising them. In case you’re going to lead, and lead well, you need to put everything out there consistently, paying little respect to the result. Pioneers who keep down will in the long run keep their groups down.

Leadership requires desire. Pioneers are portrayed with a large number of descriptive words, for example, enthusiastic, visionary, alluring, motivational and empowering. Be that as it may, I propose administration is something more straightforward. It is aspiration. Aspiration makes diligent work, determination and a genuine craving to accomplish. It creates a totally infectious vitality that individuals will follow normally. On the off chance that you are a leader in your association, there is a stand out thing you have to comprehend about your part: never let your desire blur.

Great pioneers have a good state of mind. A decent pioneer can keep his or her feelings under wraps, particularly in extreme circumstances. For instance, perhaps you lost your best customer, or an arrangement you’ve been dealing with fails to work out. In any case, it’s essential for pioneers to manage a group through testing times, empowering them and staying positive along the way. Group spirit is vigorously dependent upon a leader’s state of mind.

Leadership means being in contact with your populate. A pioneer places the general population around him or her in a position that sets them up for achievement. This is a troublesome errand, on the grounds that a pioneer must have a top to bottom comprehension of every person, for example, understanding their profession objectives and recognizing what persuades them. By being focused on helping every individual accomplish their very own objectives, the pioneer sets the association up for significance. Pioneers are [also] great audience members. They listen to verbal and nonverbal signals to comprehend what is happening in the group. This permits you to address issues before they turn out to be enormous issues.

Leaders lead by example. Initiative is setting a case in the way you act every day, while concentrating on the master plan. It’s about setting the tone for your group in the way you collaborate with your own staff, your business accomplices and your clients. As a pioneer, it is your obligation to build up objectives, develop, inspire and trust. An energetic and empathetic pioneer can invigorate an organization. Set a case of collaboration, trust and openness. Concentrate on arrangements and energy as opposed to discovering shortcomings and fault for activities.

Leaders can’t remain solitary. The absolute pioneer in today’s unstable and dubious business environment would be wise to not remove him or herself from the center of the activity. Exhibiting the ability to evaluate, choose and execute in a developing business drives trust in the pioneer. So also, an extraordinary leader of a venture remains on the shoulders not of ‘administrative Muppets’ who dutifully do as they are coordinated, yet of other initiative goliaths who have distinctive and integral authority abilities. A business without stand out pioneers will remain perpetually a little business.

 

8 Ways to Spark Your Creativity

Innovativeness can strike haphazardly. Once in awhile, we discover an excess of it. Different times, we can go for quite a long time, even months stuck on a project and not able to advance to something new. One of the most painful times that a lack of creativity can occur is when you have to write all of those college admissions essays.

Whether you are applying to college, have a creative job or passion, or are just stuck on an everyday activity, here are 8 tips and tricks that will help you spark your creativity again

1) Exercise – Get up from your PC, music studio, craftsmanship easel, whatever your art is and run or swim… this is an incredible approach to clear your psyche. Make tracks in the opposite direction of the activity, go to the shoreline, the recreation center, or some kind of green space and associate a bit with characteristic environment. Your own studio might be an imaginative space however without a doubt some time in regular surroundings, particularly extending your muscles is a brilliant approach to clear your brain. In expelling abundance vitality, you will thus expel overabundance things from your brain. The psyche dependably takes after the body.

 

2) Hit up the nearby café – Get a coffee, yet don’t simply head right back to work. Stick around for a bit and interface with a portion of the general population staying nearby. I’m generally as liable as you are at disregarding the world and investing weekends in succession for quite a long time at once secured away in the studio trying different things with sounds or culminating that new track. Be that as it may, regardless of the fact that you plan to labor for an entire weekend, when you’re going to get your espresso in any event set aside 15-20 minutes to cooperate with other individuals, then come back to your work. The right individuals are greatly uplifting. Starbucks regards snatch your espresso and go, however attempt to locate a one of a kind/nearby place to get great discussion.

 

3) Seek out a tutor … or an understudy – If you’re simply digging into another aesthetic frame and are hitting barricades or obstructions, a coach is the best thing to advance you. I’m a colossal fanatic of the expert/student relationship, and trust it is beneficial for both sides. In case you’re a disciple, you’re getting the conspicuous advantage of working with somebody who has years of experience. In case you’re the expert, working with a brilliant looked at yearning craftsman will demonstrate a much needed refresher for you, and you won’t just be giving something back to your artistic expression however your understudy may one day return to genuinely move you. I have attempted help two desiring craftsmen and I trust them two are now far more noteworthy than I will ever be. All they required was somewhat of a push with the specialized side of things and after that their imagination has taken off. It is as compensating of an ordeal as making craftsmanship itself.

 

4) Add something new to your collection – If you’re a music maker, experiment with another synth. In case you’re a visual craftsman, look at some new adobe modules. In case you’re an author and stuck on a desktop, go overboard on that new ultra-versatile portable PC so you can work anyplace. These are all fair fun methods for blending things up and maybe mixing up new innovative juices. Some of the time you’ve been working with the same apparatuses so long you may have tapped them totally… in any event for new thoughts. I’m not saying surrender your most loved apparatuses, but rather in some cases including something little, yet new will start your innovativeness in a radical new course by and large.

 

5) Share your work with another person – Let another person encounter your work. Only one individual – don’t make another showcasing effort for yourself, really search out one of your companions or colleagues who you have never imparted your craft to and inquire as to whether they might want to see or hear or even taste (in case you’re a culinary craftsman) something new you have made (or maybe something old). Get their input. You may find that they the most improbable individual is moved by your work and transforms into a major supporter for you – maybe notwithstanding rousing you to something new. Appreciate their craft or enthusiasm also.

 

6) If you’re an artist read, in case you’re an author listen to music – Experience a work of art totally outside of your particular art. When I’m not making music, I for one find sociological studies, music writing, (perusing about your art is adequate) and logic vastly convincing – however it doesn’t make a difference truly – simply read something that moves you. The style you read may subliminally impact your inventiveness in music. On the other hand, in case you’re an essayist or a painter, listen to music. Take a stab at something without vocals as to not immediate your contemplations in a particular heading, but rather coordinate your feelings which thus will incite your own, unique, special considerations.

 

7) Break your routine – This is a simple one. Take a weekend off from making music – yet don’t do what you ordinarily would do in your spare time. Take a stab at heading off to the nearby planetarium for a laser-light appear, or visit the plant gardens close you. On the off chance that you can, escape for a weekend from your home and visit a companion you haven’t seen – some place sufficiently far that it’s no less than a 2 hour drive or plane-flight. The drive in itself may demonstrate moving (I observe long auto excursions to be an awesome time for reflection). Whatever your adventure, you ought to return with a crisp point of view.
8) Go to an appear, craftsmanship exhibition, and so forth – Seeing workmanship wake up in real life at a show or taking an ideal opportunity to visit somebody’s display is not just a fun and awesome approach to just motivate your own inventiveness, yet it additionally rouse theirs. Craftsmen of various types ought to bolster each other, and it is corresponding for every one of us to work to energize each other. These are additionally the best places to discover similarly invested people and craftsmen and truly associate with them. By and large, you’ll return from any party of specialists and have a larger number of thoughts to work with in-studio than you comprehend what to do with – e which is never an issue.

The key to creating powerful leaders is to empower four sorts of conduct.

Telling CEOs nowadays that administration drives execution is somewhat similar to stating that oxygen is important to relax. More than 90 percent of CEOs are as of now wanting to expand interest in initiative improvement since they consider it to be the absolute most vital human-capital issue their associations face. And they’re all in to do as such: prior McKinsey research has reliably demonstrated that great authority is a basic piece of hierarchical wellbeing, which is an essential driver of shareholder returns.

A major, uncertain issue is what kind of conduct companies ought to empower. Is authority so logical that it opposes standard definitions or improvement approaches? Should organizations now focus their endeavors on needs, for example, part demonstrating, settling on choices rapidly, characterizing dreams, and forming leaders who are great at adjusting? Should they push the excellencies of an excited correspondence? Without any scholastic or expert agreement on the answers, administration advancement programs address an exceptional scope of issues, which may clarify why just 43 percent of CEOs are certain that their preparation speculations will prove to be fruitful.

A latest examination, be that as it may, recommends that a little subset of authority abilities associates directly with initiative achievement, especially among cutting edge pioneers. Utilizing their own particular down to earth encounter and seeking the important scholarly writing, they thought of an extensive rundown of 20 unmistakable administration attributes. Next, they reviewed 189,000 individuals in 81 various organizations around the globe to evaluate how every now and again certain sorts of administration conduct are connected inside their associations. At long last, they separated the specimen into associations whose initiative execution was solid (the top quartile of administration viability as measured by McKinsey’s Organizational Health Index) and those that were powerless (base quartile).

What we found was that leaders in associations with top notch authority groups normally showed 4 of the 20 conceivable sorts of conduct; these 4, in fact, clarified 89 percent of the fluctuation amongst solid and feeble associations as far as administration viability.

Taking care of issues effectively. The procedure that goes before basic leadership is critical thinking, when data is assembled, dissected, and considered. This is misleadingly hard to get right, yet it is a key contribution to basic leadership for significant issues, (for example, M&A) and in addition day by day ones, (for example, how to handle a group question).

Working with a solid results first mindset. Administration is about not just creating and imparting a vision and setting goals, but additionally completing them to accomplish results. Pioneers with a solid results introduction have a tendency to accentuate the significance of proficiency and profitability and to organize the most elevated quality work.

Looking for alternate points of view. This quality is obvious in supervisors who screen patterns influencing associations, handle changes in the way the company does business, urge representatives to contribute thoughts that could enhance execution, precisely separate amongst critical and insignificant issues, and give the suitable weight to partner concerns. Pioneers who do well on this measurement ordinarily construct their choices with respect to sound examination and dodge the numerous inclinations to which choices are inclined.

Supporting others. Pioneers who comprehend and sense how other individuals feel. By demonstrating credibility and a genuine enthusiasm for people around them, they assemble trust and help the people they work with defeat challenges. They mediate in gathering work to advance authoritative productivity, mollifying baseless fears about outside dangers and keeping the vitality of representatives from dispersing into inner clash.

We’re not saying that the hundreds of years old level headed discussion about what recognizes incredible pioneers is over or that setting is insignificant. Experience demonstrates that diverse business circumstances regularly require distinctive styles of administration. We do accept, be that as it may, that our examination focuses to a sort of center administration conduct that will be significant to most organizations today, remarkably on the bleeding edge. For associations putting resources into the advancement of their future pioneers, organizing these four zones is a decent place to begin.

 

Quick & Easy College Food Recipes

College is a time where you can do anything you want…when you want. Your freedom seems endless until you meet the terrible food options at the dreaded dining hall.

Here are 3 healthy, quick, easy and affordable food recommendations to give your body what it craves. When the dining hall won’t suffice, these recipes can definitely take the place of ramen or microwavable mac and cheese.

Breakfast – Muffin Mug

Add peanut butter, almond but014water2.jpgter, oats, with blueberries and bananas on top of a cookie and microwave it to create a special breakfast cookie in a mug.

 

 

 

 

 

 

Lunch – Healthy Avocado Chicken Salad

  • 2 cups shredded chicken1 avocado
    1/2 tsp garlic powderavacado-chicken-salad-hip2save.jpg
    1/2 tsp salt
    1/2 tsp pepper
    2 tsp lime juice
    1 tsp fresh cilantro
    1/4 cup mayo
    1/4 cup plain Greek Yogurt

Mix all ingredients in a large bowl. Cover and refrigerate for at least 20-30 minutes to let all those yummy flavors blend together.

Dinner – Spaghetti with Turkey Bolognese

Buy bolognese sauce. Take 1 pound of spaghetti with fresh basil on top. Then add parmesan. Enjoy your quick and easy dinner!

Spaghetti-Bolognese-1

 

 

Smartest Ways to Pay Off Your Student Loans

No matter what school you go to or what degree you get, if you have student loans, repaying them will soon be a reality for you. Use some of these tips to save yourself thousands of dollars over the course of your loan. They’re small, painless changes, but make a big difference.

  • Avoid unnecessary debt by being frugal with how many loans you take out. Remember that these sums of money will have to be paid back.
  • Check with your employer to see if loan payment is part of your benefits package.
  • Pay while you are in school. To keep accrued interest to a minimum, make direct payments to unsubsidized loans to avoid inflation of these loan amounts.
  • Paying a little extra money every month can save you thousands in interest. For every extra $1 spent, $2 can be saved at the end.
  • Check to see if you are eligible to take advantage of the student loan interest tax.
  • Setting up an automatic payment usually result in interest rate reductions from most student loan lenders.

25 Quick Tips on Saving Money in College

In 2011, there was more student loan debt in the US than credit card debt. Unfortunately, personal finance isn’t taught in the typical K-12 setting. Learning financial literacy, however, can be as simple as putting a few coins into a piggy bank. We’ve accumulated a list of 25 quick tips on how to save money during your unidays.

Book Tips

  1. Borrow required textbooks from the school or public library.
  2. Try renting rather than buying your textbooks.
  3. Find older and cheaper editions of your required readings.
  4. Keep your books in good condition so you can sell them when you no longer need them.

Screen Shot 2016-06-30 at 10.28.13 AM

Nutrition Tips

  1. Add some protein to your ramen with an egg or two.
  2. Snack smart by grabbing a fruit from the dining hall for a snack and bring it back.
  3. If you’re going to a restaurant, check its website for coupons or promotions.
  4. Learn to cook to reduce the costs of ordering in or eating out.
  5. Shop for food and cook smart. Fresh food is usually cheaper than pre-packaged “quick meals.”
  6. Stock your dorm pantry with oatmeal, granola bars, and cereal.
  7. Take advantage of coupons and buy in bulk.

Screen Shot 2016-06-30 at 12.44.27 PM.png

Take advantage of your student ID

  1. Pay attention to events on campus for a good way to get entertainment without spending a ton of money.
  2. Apply for scholarships. Several hundred thousand dollars get wasted every year because people don’t apply for them.
  3. Consider on-campus opportunities to make cash or an on-campus job.
  4. Always carry student ID because many places have student discounts.
  5. Save by shopping student specials.
  6. Try paying off the interest on your student loans while you’re in college.

Other Useful Tips

  1. Save change in a jar and don’t spend unless an emergency pops up.
  2. Recycle by saving up cans and bottles throughout the year to deposit.
  3. Create a budget and stick to it.
  4. Get a credit card with cash back rewards.
  5. Take advantage of student travel discounts.
  6. When furnishing an apartment or dorm room, use what you have before buying newer, nicer things.
  7. Browse eBay outlets to find products that are up to a third cheaper than those in stores.
  8. Sell your expertise in a subject as a tutor.

Please leave a comment if you would like to share your ideas : )

 

Time Management: The Pomodoro Technique

 

Time Management: What’s the Pomodoro technique?

The Pomodoro technique is based on the idea that frequent breaks can improve mental agility. A pomodoro is the interval of time spend working. This technique reduces the impact of  interruptions. There are six stages to this technique: 

1.Decide on the task that has to be done.

Screen Shot 2016-06-28 at 4.58.22 PM

2.Set a timer (traditionally 25 minutes)

3. Work on the task until the timer rings. If another task comes up, write it down so you can work on it after the timer rings.

Screen Shot 2016-06-28 at 5.00.04 PM

4. After the timer rings, leave a placeholder on your task.  

 5. Take a short 5 minute break after the timer rings.    

Screen Shot 2016-06-28 at 5.01.55 PM

  6. After four pomodoros, take a longer 20 minute break.

Screen Shot 2016-06-28 at 5.04.01 PM

The Pomodoro technique helps eliminate burnout, manage distractions, and work with time rather than racing against it.

Back to Top