Student’s Blog

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Quick & Easy College Food Recipes

By myKlovr

College is a time where you can do anything you want…when you want. Your freedom seems endless until you meet the terrible food options at the dreaded dining hall.

Here are 3 healthy, quick, easy and affordable food recommendations to give your body what it craves. When the dining hall won’t suffice, these recipes can definitely take the place of ramen or microwavable mac and cheese.

Breakfast – Muffin Mug

Add peanut butter, almond but014water2.jpgter, oats, with blueberries and bananas on top of a cookie and microwave it to create a special breakfast cookie in a mug.

 

 

 

 

 

 

Lunch – Healthy Avocado Chicken Salad

  • 2 cups shredded chicken1 avocado
    1/2 tsp garlic powderavacado-chicken-salad-hip2save.jpg
    1/2 tsp salt
    1/2 tsp pepper
    2 tsp lime juice
    1 tsp fresh cilantro
    1/4 cup mayo
    1/4 cup plain Greek Yogurt

Mix all ingredients in a large bowl. Cover and refrigerate for at least 20-30 minutes to let all those yummy flavors blend together.

Dinner – Spaghetti with Turkey Bolognese

Buy bolognese sauce. Take 1 pound of spaghetti with fresh basil on top. Then add parmesan. Enjoy your quick and easy dinner!

Spaghetti-Bolognese-1

 

 

Smartest Ways to Pay Off Your Student Loans

By myKlovr

No matter what school you go to or what degree you get, if you have student loans, repaying them will soon be a reality for you. Use some of these tips to save yourself thousands of dollars over the course of your loan. They’re small, painless changes, but make a big difference.

  • Avoid unnecessary debt by being frugal with how many loans you take out. Remember that these sums of money will have to be paid back.
  • Check with your employer to see if loan payment is part of your benefits package.
  • Pay while you are in school. To keep accrued interest to a minimum, make direct payments to unsubsidized loans to avoid inflation of these loan amounts.
  • Paying a little extra money every month can save you thousands in interest. For every extra $1 spent, $2 can be saved at the end.
  • Check to see if you are eligible to take advantage of the student loan interest tax.
  • Setting up an automatic payment usually result in interest rate reductions from most student loan lenders.

25 Quick Tips on Saving Money in College

By myKlovr

In 2011, there was more student loan debt in the US than credit card debt. Unfortunately, personal finance isn’t taught in the typical K-12 setting. Learning financial literacy, however, can be as simple as putting a few coins into a piggy bank. We’ve accumulated a list of 25 quick tips on how to save money during your unidays.

Book Tips

  1. Borrow required textbooks from the school or public library.
  2. Try renting rather than buying your textbooks.
  3. Find older and cheaper editions of your required readings.
  4. Keep your books in good condition so you can sell them when you no longer need them.

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Nutrition Tips

  1. Add some protein to your ramen with an egg or two.
  2. Snack smart by grabbing a fruit from the dining hall for a snack and bring it back.
  3. If you’re going to a restaurant, check its website for coupons or promotions.
  4. Learn to cook to reduce the costs of ordering in or eating out.
  5. Shop for food and cook smart. Fresh food is usually cheaper than pre-packaged “quick meals.”
  6. Stock your dorm pantry with oatmeal, granola bars, and cereal.
  7. Take advantage of coupons and buy in bulk.

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Take advantage of your student ID

  1. Pay attention to events on campus for a good way to get entertainment without spending a ton of money.
  2. Apply for scholarships. Several hundred thousand dollars get wasted every year because people don’t apply for them.
  3. Consider on-campus opportunities to make cash or an on-campus job.
  4. Always carry student ID because many places have student discounts.
  5. Save by shopping student specials.
  6. Try paying off the interest on your student loans while you’re in college.

Other Useful Tips

  1. Save change in a jar and don’t spend unless an emergency pops up.
  2. Recycle by saving up cans and bottles throughout the year to deposit.
  3. Create a budget and stick to it.
  4. Get a credit card with cash back rewards.
  5. Take advantage of student travel discounts.
  6. When furnishing an apartment or dorm room, use what you have before buying newer, nicer things.
  7. Browse eBay outlets to find products that are up to a third cheaper than those in stores.
  8. Sell your expertise in a subject as a tutor.

Please leave a comment if you would like to share your ideas : )

 

Time Management: The Pomodoro Technique

By myKlovr

Time Management: What’s the Pomodoro technique?

The Pomodoro technique is based on the idea that frequent breaks can improve mental agility. A pomodoro is the interval of time spend working. This technique reduces the impact of  interruptions. There are six stages to this technique: 

1.Decide on the task that has to be done.

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2.Set a timer (traditionally 25 minutes)

3. Work on the task until the timer rings. If another task comes up, write it down so you can work on it after the timer rings.

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4. After the timer rings, leave a placeholder on your task.  

 5. Take a short 5 minute break after the timer rings.    

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  6. After four pomodoros, take a longer 20 minute break.

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The Pomodoro technique helps eliminate burnout, manage distractions, and work with time rather than racing against it.

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